[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bidrin.cz\/investice-financi\/#Article","mainEntityOfPage":"https:\/\/www.bidrin.cz\/investice-financi\/","headline":"Investice financ\u00ed","name":"Investice financ\u00ed","description":"Vyhr\u00e1li jste ve sportce, zd\u011bdili n\u011bjak\u00e9 jm\u011bn\u00ed nebo prost\u011b m\u00e1te jen n\u011bjak\u00e9 pen\u00edze, pro kter\u00e9 nem\u00e1te moment\u00e1ln\u00ed vyu\u017eit\u00ed? Nenechte je le\u017eet ladem ani zbyte\u010dn\u011b neutr\u00e1cejte, myslete na sebe do budoucna a investujte pen\u00edze chyt\u0159e. 1) Jednou z mo\u017enost\u00ed investice je forma term\u00ednovan\u00e9ho vkladu, kdy Va\u0161e pen\u00edze pod smlouvou vyp\u016fj\u010d\u00edte n\u011bjak\u00e9 bance na p\u0159edem smluvenou dobu […]","datePublished":"2020-02-26","dateModified":"2020-02-26","author":{"@type":"Person","@id":"https:\/\/www.bidrin.cz\/author\/#Person","name":"","url":"https:\/\/www.bidrin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bidrin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bidrin.cz\/wp-content\/uploads\/img_a370326_w4380_t1582041011.jpg","url":"https:\/\/www.bidrin.cz\/wp-content\/uploads\/img_a370326_w4380_t1582041011.jpg","height":0,"width":0},"url":"https:\/\/www.bidrin.cz\/investice-financi\/","about":["Ekonomika"],"wordCount":477,"articleBody":"Vyhr\u00e1li jste ve sportce, zd\u011bdili n\u011bjak\u00e9 jm\u011bn\u00ed nebo prost\u011b m\u00e1te jen n\u011bjak\u00e9 pen\u00edze, pro kter\u00e9 nem\u00e1te moment\u00e1ln\u00ed vyu\u017eit\u00ed? Nenechte je le\u017eet ladem ani zbyte\u010dn\u011b neutr\u00e1cejte, myslete na sebe do budoucna a investujte pen\u00edze chyt\u0159e.  1) Jednou z mo\u017enost\u00ed investice je forma term\u00ednovan\u00e9ho vkladu, kdy Va\u0161e pen\u00edze pod smlouvou vyp\u016fj\u010d\u00edte n\u011bjak\u00e9 bance na p\u0159edem smluvenou dobu (m\u016f\u017ee to b\u00fdt v \u0159\u00e1du m\u011bs\u00edc\u016f nebo let) a banka s nimi pak hospoda\u0159\u00ed a vyu\u017e\u00edv\u00e1 je. Po uplynut\u00ed smlouvy V\u00e1m vyplat\u00ed Va\u0161i sumu + \u00farok, kter\u00fd V\u00e1m na pen\u011bz\u00edch narostl. Samoz\u0159ejm\u011b \u010d\u00edm v\u011bt\u0161\u00ed sumu poskytnete, t\u00edm v\u00edce pen\u011bz se V\u00e1m s Va\u0161\u00edm obnosem vr\u00e1t\u00ed. Term\u00ednovan\u00fd vklad za\u0159\u00edd\u00edte nejjednodu\u0161eji p\u0159es Va\u0161\u00ed banku. Pen\u00edze m\u016f\u017eete vybrat p\u0159ed\u010dasn\u011b, za co jsou ale sankce, proto\u017ee byste poru\u0161ili smlouvu. 2) Dal\u0161\u00edm zn\u00e1m\u00fdm a ov\u011b\u0159en\u00fdm zp\u016fsobem jak pen\u00edze vyu\u017e\u00edt, jsou akcie. Je to investov\u00e1n\u00ed pen\u011bz do majetkov\u00fdch cenn\u00fdch pap\u00edr\u016f. Pokud si akcii koup\u00edte, z\u00edsk\u00e1v\u00e1te nap\u0159\u00edklad pod\u00edl na majetku n\u011bjak\u00e9 firmy. Jako akcion\u00e1\u0159 jste samoz\u0159ejm\u011b sv\u00fdm zp\u016fsobem chr\u00e1n\u011bn a m\u00e1te sv\u00e9 pr\u00e1va, jako nap\u0159\u00edklad samoz\u0159ejm\u00e9ho pod\u00edlu na zisku, m\u00e1te tak\u00e9 hlasovac\u00ed pr\u00e1vo, tud\u00ed\u017e se sv\u00fdm zp\u016fsobem pod\u00edl\u00edte na \u0159\u00edzen\u00ed firmy a ned\u00edlnou sou\u010d\u00e1st\u00ed, co V\u00e1s nemine, kdyby se s firmou n\u011bco stalo je likvida\u010dn\u00ed z\u016fstatek. 3) Dal\u0161\u00ed vhodnou investic\u00ed i pro mal\u00e9 investory jsou pod\u00edlov\u00e9 listy, je to op\u011bt majetkov\u00fd cenn\u00fd pap\u00edr. Kdy\u017e investujeme pen\u00edze takto, koup\u00ed z\u00edsk\u00e1v\u00e1me \u010d\u00e1st pod\u00edlov\u00fdch fond\u016f. Na t\u011bchto listech m\u016f\u017ee hodnota klesat i stoupat, je to risk, ale jak se \u0159\u00edk\u00e1, risk je zisk a kdo se boj\u00ed, nem\u00e1 nic. V\u00fdnosem je tedy v tomto p\u0159\u00edpad\u011b rozd\u00edl mezi n\u00e1kupn\u00ed a prodejn\u00ed cenou, kdy\u017e budete m\u00edt \u0161t\u011bst\u00ed a budete v\u011bd\u011bt, kam pen\u00edze vlo\u017eit, m\u016f\u017eete na tom vyd\u011blat slu\u0161nou sumu.  4) Pokud nem\u00e1te r\u00e1di jist a jste si jist\u011bj\u0161\u00ed, kdy\u017e m\u00e1te takzvan\u00e9 eso v ruk\u00e1vu, mohly by se V\u00e1m l\u00edbit opce, neboli p\u0159edkupn\u00ed pr\u00e1vo na n\u00e1kup jin\u00e9ho cenn\u00e9ho pap\u00edru. Funguje to na principu takov\u00e9m, \u017ee se prod\u00e1vaj\u00edc\u00ed s kupuj\u00edc\u00edm dohodne na cen\u011b a term\u00ednu konkr\u00e9tn\u00edho cenn\u00e9ho pap\u00edru. Jedn\u00e1 se o spekulaci, m\u00e1te pr\u00e1vo v dan\u00fd term\u00edn bu\u010f od dohody odstoupit, nebo si p\u0159ijmout.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investice financ\u00ed","item":"https:\/\/www.bidrin.cz\/investice-financi\/#breadcrumbitem"}]}]