[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bidrin.cz\/bez-penez-bychom-neprezili\/#Article","mainEntityOfPage":"https:\/\/www.bidrin.cz\/bez-penez-bychom-neprezili\/","headline":"Bez pen\u011bz bychom nep\u0159e\u017eili","name":"Bez pen\u011bz bychom nep\u0159e\u017eili","description":"Existence lidstva stoj\u00ed v podstat\u011b na existenci pen\u011bz. Neb\u00fdt takov\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f, nemohli by lid\u00e9 nakupovat, a bez toho by postr\u00e1dali naprostou v\u011bt\u0161inu v\u00fddobytk\u016f civilizace, kter\u00e9 dnes jinak \u010dasto pova\u017eujeme za naprostou samoz\u0159ejmost. Kdyby nebyly pen\u00edze, byl by prost\u011b ka\u017ed\u00fd odk\u00e1z\u00e1n jen na to, co mu nab\u00eddne mati\u010dka p\u0159\u00edroda. A zamysl\u00edme-li se nad t\u00edm skute\u010dn\u011b […]","datePublished":"2021-04-18","dateModified":"2021-04-18","author":{"@type":"Person","@id":"https:\/\/www.bidrin.cz\/author\/#Person","name":"","url":"https:\/\/www.bidrin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bidrin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bidrin.cz\/wp-content\/uploads\/honba%20za%20pen%C4%9Bzi_2.jpg","url":"https:\/\/www.bidrin.cz\/wp-content\/uploads\/honba%20za%20pen%C4%9Bzi_2.jpg","height":0,"width":0},"url":"https:\/\/www.bidrin.cz\/bez-penez-bychom-neprezili\/","about":["Internet"],"wordCount":412,"articleBody":"   Existence lidstva stoj\u00ed v podstat\u011b na existenci pen\u011bz. Neb\u00fdt takov\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f, nemohli by lid\u00e9 nakupovat, a bez toho by postr\u00e1dali naprostou v\u011bt\u0161inu v\u00fddobytk\u016f civilizace, kter\u00e9 dnes jinak \u010dasto pova\u017eujeme za naprostou samoz\u0159ejmost.Kdyby nebyly pen\u00edze, byl by prost\u011b ka\u017ed\u00fd odk\u00e1z\u00e1n jen na to, co mu nab\u00eddne mati\u010dka p\u0159\u00edroda. A zamysl\u00edme-li se nad t\u00edm skute\u010dn\u011b sebekriticky, mus\u00edme si p\u0159iznat, \u017ee bychom neobst\u00e1li. A proto je dob\u0159e, \u017ee pen\u00edze m\u00e1me. Tedy samoz\u0159ejm\u011b za p\u0159edpokladu, \u017ee je skute\u010dn\u011b m\u00e1me, nejen \u017ee existuj\u00ed.Kdo m\u00e1 dostatek finan\u010dn\u00edch prost\u0159edk\u016f, m\u016f\u017ee si v dne\u0161n\u00edm sv\u011bt\u011b koupit prakticky cokoliv, co ho jenom napadne. Za pen\u00edze jsou k m\u00e1n\u00ed i slu\u017eby, i zbo\u017e\u00ed, prost\u011b cokoliv, na co jenom pomysl\u00edme.Jen\u017ee \u00fad\u011blem mnoha na\u0161inc\u016f je p\u0159inejmen\u0161\u00edm ojedin\u011ble situace, v n\u00ed\u017e se pr\u00e1v\u011b pen\u011bz nedost\u00e1v\u00e1. \u010clov\u011bk si t\u0159eba vyd\u011bl\u00e1 m\u00e9n\u011b, ne\u017e by bylo z\u00e1hodno, p\u0159\u00edpadn\u011b ho zasko\u010d\u00ed nepl\u00e1novan\u00e9 v\u00fddaje, a je zle. Cht\u011blo a m\u011blo by se platit, jen\u017ee nen\u00ed \u010d\u00edm. A pokud jsou takov\u00e9 finan\u010dn\u00ed probl\u00e9my z\u00e1sadn\u011bj\u0161\u00edho v\u00fdznamu, je z\u00e1hodno je \u0159e\u0161it klidn\u011b i t\u00edm, \u017ee si \u010dlov\u011bk vezme p\u016fj\u010dku.Jen\u017ee by\u0165 u n\u00e1s m\u00e1me finan\u010dn\u00edch instituc\u00ed dost a dost, nen\u00ed v\u016fbec jist\u00e9, \u017ee n\u011bkde \u010dlov\u011bku finan\u010dn\u00ed injekci poskytnou, \u017ee mu budou ochotni pomoci v nouzi. Proto\u017ee finan\u010dn\u00ed instituce usiluj\u00ed naprosto logicky o to, aby se jim jejich pen\u00edze vr\u00e1tily, a kdy\u017e \u017eadatel vzbuzuje pochybnosti v ot\u00e1zce sv\u00e9 schopnosti spl\u00e1cet, nejednou se mu rad\u011bji u\u017e preventivn\u011b nevyhov\u00ed.A pak p\u0159ijde ur\u010dit\u011b vhod americk\u00e1 hypot\u00e9ka, u kter\u00e9 se ve srovn\u00e1n\u00ed s bankovn\u00edmi p\u016fj\u010dkami ned\u011blaj\u00ed ani zdaleka takov\u00e9 drahoty. Tady bohat\u011b sta\u010d\u00ed, \u017ee m\u00e1 z\u00e1jemce p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed a \u017ee se m\u016f\u017ee za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky zaru\u010dit z\u00e1stavou nemovitosti, a r\u00e1zem mu lze vyhov\u011bt. Co\u017e je dokonal\u00e9 p\u0159edev\u0161\u00edm pro lidi ve v\u00e1\u017en\u00fdch finan\u010dn\u00edch nesn\u00e1z\u00edch. I kdy\u017e pochopiteln\u011b nejen pro n\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  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